Bed & Breakfast

Bed and breakfast operations are unique. So are their insurance needs.

Bed and breakfast retreats offer an intimate environment for guests to rest and relax in peace. Whether offering guests personal services or recreational activities, bed and breakfast owners require a customized insurance program.

At OIG, we understand that business owners whose customers enjoy outdoor activities face particular liability and property risks. And we understand how to provide the bed and breakfast insurance that best suits your or your client’s specific business.

As one of the leading outdoor hospitality insurance providers in North America, we write bed and breakfast insurance coverage that specializes in the unique exposures our other outdoor operations face.

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Program Highlights

Outdoor Property

Premiere Property Protector Extension

Household Personal Property

Personal Liability

Guides as Additional Insureds

Blanket Additional Insured

Club Members as Additional Insured

Guests Property

Hired & Non Owned Auto Liquor Liability

Business Income $100K Included

Equipment Breakdown

Equine Liability

Trailer Spotting

Watercraft Liability

Cyber Liability

Dogs in Your Care, Custody and Control

The Trusted Source for Outdoor Recreation Insurance

Contact us for your outdoor insurance needs. You will be treated the way you treat your clients or guests — with enthusiasm, respect and a desire to see them succeed.