Dude & Guest Ranch

Saddle up a policy that's a great fit.

It’s no surprise that mixing guests with livestock can present insurance challenges. That’s why it’s imperative to find a policy tailored specifically to your or your client’s needs. OIG understands the outdoors and the liabilities it creates and has been providing excellent guest and dude ranch insurance policies at reasonable rates for years. Our experienced staff and network of partnering insurance companies means your or your client’s guest or dude ranch will get the best price on a policy that meets their business’s exact needs.

Dude and guest ranches encompass a wide range of operations and services, from working cattle operations to luxury resorts. Property values can be high and the property itself is likely to be unprotected from fire exposures. In addition to securing coverage for the use of automobiles to transport guests, OIG can secure coverage for a vast range of liabilities, including:

  • Horses
  • Lodging, ranging from rustic cabins to luxury suites
  • Swimming pools and hot tubs
  • Gymkhana
  • Playgrounds and tennis courts
  • Gun ranges
  • Restaurants and bars
  • Fly fishing
  • Cross country skiing
  • Hunting

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Program Highlights

Outdoor Property

Premiere Property Protector Extension

Household Personal Property

Personal Liability

Guides as Additional Insureds

Blanket Additional Insured

Club Members as Additional Insured

Guests Property

Hired & Non Owned Auto Liquor Liability

Business Income $100K Included

Equipment Breakdown

Equine Liability

Trailer Spotting

Watercraft Liability

Cyber Liability

Dogs in Your Care, Custody and Control

The Trusted Source for Outdoor Recreation Insurance

Contact us for your outdoor insurance needs. You will be treated the way you treat your clients or guests — with enthusiasm, respect and a desire to see them succeed.